Like most lawyers, you may not be a specialist in employee benefits, but your business clients will need to understand how the requirements of the Patient Protection and Affordable Care Act will impact them and when. What immediate and long-term compliance issues or costs will employers face? Will insurance coverage and procedures change – or won’t they? How will this affect mergers and acquisitions? How will the rules impact business, operations and staffing decisions? What must businesses do now, next year, and the year after that?